I agree with your solution. We both know if it doesn't work, nothing is lost. I like to think the least expensive solution is the BEST. If that solution didn't work, it either didn't cost much, or it cost nothing. OMG, this philosophy ribs wrong with a lot of people who have too much money and not a lot of time to solve their problem with their own situation?


I'm a FIRM believer in 'trust but verify'. Especially when someone else wants to spend my $'s under the guise of 'advice'. Before I spend, I want to know I did all I could with my limited resources, to make sure every $ counts.