If you guys don't have this coverage, GET IT!!! It's cheap insurance. Most dealers will also let you do a 0% Interest Payment plan for 12 months if you don't have the $1,800 up front. Hell if your radiator craps out and cross contaminates with the transmission you are looking at a $2,000 - $3,000 bill, and this is not an unheard of problem. $600 for a Seat Heater Element, etc...
Here are some places to buy them online, or I'm Tod would be happy to sell you one as well.
www.ChryslerServiceContracts.com
www.eservicecontracts.com
www.ChryslerWarrantys.com