Grrrr Someone Scratched Up My Car
Grrrr Someone Scratched Up My Car
As some of you know I'm looking to sell my car as company car policy says I need 4 doors.
So, next weekend I was planning to give her a nice wash and take some new pics for the advert. However... last night some idiot has keyed my car. And, not just keyed one panel, but 7 of them!!!! Only the roof, front bumper and boot lid remain untouched. There are scratches all over it. I'm really PI***D OFF.
It does however look like quite light damage as I don't think it has gone through to the paint, just the lacquer. Does anyone know how much a repair of this scale could cost me? My insurance excess is £400 so I need to know if I should pay myself or claim on insurance. I've contacted a few mobile repair companies and I'm waiting for them to get back to me.
I'll take some pics tomorrow morning in the light and post them so you can see.
GGGGGGGGRrrrrrrrrrrrr, why do people do this!!
So, next weekend I was planning to give her a nice wash and take some new pics for the advert. However... last night some idiot has keyed my car. And, not just keyed one panel, but 7 of them!!!! Only the roof, front bumper and boot lid remain untouched. There are scratches all over it. I'm really PI***D OFF.
It does however look like quite light damage as I don't think it has gone through to the paint, just the lacquer. Does anyone know how much a repair of this scale could cost me? My insurance excess is £400 so I need to know if I should pay myself or claim on insurance. I've contacted a few mobile repair companies and I'm waiting for them to get back to me.
I'll take some pics tomorrow morning in the light and post them so you can see.
GGGGGGGGRrrrrrrrrrrrr, why do people do this!!
Re: Grrrr Someone Scratched Up My Car
Phoned the insurance company today. Repair garage will contact me tomorrow to arrange to look at it to cost the repairs. It is covered, however my Excess is £450 so if it costs less than £500 I'll just have to pay it as it isn't worth loosing my no-claims. Any more and it will be done on insurance. There is hardly a panel un-scratched. B@S%$!s
Re: Grrrr Someone Scratched Up My Car
It should be less than £400 depending if any of the marks get down to the paint, if so then best to pay yourself rather than dent the insurance, even if its protected the base policy will rise if you claim.
Sorry to hear about it mate, it really sucks, probably someone with a really pants car!
Sorry to hear about it mate, it really sucks, probably someone with a really pants car!
Re: Grrrr Someone Scratched Up My Car
I'd say ante up the 500 and get the whole damn car painted with the most expensive paintjob you can get. Just make sure it's their most expensive, and a better paintjob than stock.
It's gonna cost you near to 500 anyway, no point in saving a hundred or two hundred, just to have the scratches painted over, when you could pay the whole thing and get the car painted like new. No swirls, no scratches anywhere, etc.
That's pretty sweet to tell a prospective buyer.. "Well I had a couple of scratches so instead of covering them up, I gave it a whole new candy metallic graphite paintjob with 3 layers of clearcoat! Stock only had 1 layer of clearcoat. Lucky for me, and for you, that my insurance paid for it! Haha.."
Maybe you can get that 500 back when you sell it.
It's gonna cost you near to 500 anyway, no point in saving a hundred or two hundred, just to have the scratches painted over, when you could pay the whole thing and get the car painted like new. No swirls, no scratches anywhere, etc.
That's pretty sweet to tell a prospective buyer.. "Well I had a couple of scratches so instead of covering them up, I gave it a whole new candy metallic graphite paintjob with 3 layers of clearcoat! Stock only had 1 layer of clearcoat. Lucky for me, and for you, that my insurance paid for it! Haha.."
Maybe you can get that 500 back when you sell it.
Last edited by NJspeed69; 01-03-2005 at 01:25 PM.
Re: Grrrr Someone Scratched Up My Car
Buckeyedad42 is referring to the fact that insurance will only pay the amount required to get your car back to original condition minus your deductible. If you wanted to have a custom paint job as NJSpeed69 suggested, you would be responsible for the additional cost of the custom work over what it would cost to restore you car to factory condition. If the car can be fixed for $1500, and you wanted a $5000 paint job, you would be responsible for the extra $3500.
Re: Grrrr Someone Scratched Up My Car
Have you gotten an estimate yet? It's hard to tell from the pictures, but from some of them it looks like the scratches are through the clear and into the paint. Therefore the panels will have to be repainted and recleared, which will probably run quite a bit more than your deductible. Hopefully not though.
Re: Grrrr Someone Scratched Up My Car
Originally Posted by saldous
ah, ok. I don't want a custom job, back the way it was is all I want.
WTF... you don't have any idea who did this? I wouldn't sleep for days, just trying to figure out who did it.
Makes me mad that people are like that... okay it pisses me off!
I know it doesn't help your situation any but damn I feel for you.
Sorry...
Re: Grrrr Someone Scratched Up My Car
No quotes yet. I'm out of the country today so I hope to get it looked at tomorrow. Yes the hood they have tried to write something. Looks like they were trying to write "RICH" but were either drunk or couldn't spell !! No idea who did it, not a clue. What gets me is that I was in bed less than 150 yards away while it was on my drive when it happened and I didn't hear a thing. I've asked neighbours and they didn't hear anything or see anyone suspicious.
Re: Grrrr Someone Scratched Up My Car
I sent the pics to a modile repair chap and he said it looks like all panels will need to be painted, i.e. they can not be saved / repaired. He said the rough cost is £1,000+VAT. I'm taking it to the insurance company garage tomorrow lunch for their quote.
Re: Grrrr Someone Scratched Up My Car
He is right on the above insurance info-they will only put you back into your original condition less deductible, otherwise it is called "Betterment" and you would be required to pick up the difference. I used to be a claims adjuster, and I have been in law enforcement for over 13 years. I am almost certain it works the same in the UK as it does in the USA.
Sorry to hear it my friend. People who do this kind of damage are weak and stupid. Has happened to me as well on previous vehicles.
ruzo
Sorry to hear it my friend. People who do this kind of damage are weak and stupid. Has happened to me as well on previous vehicles.
ruzo
Re: Grrrr Someone Scratched Up My Car
Originally Posted by ruzo
He is right on the above insurance info-they will only put you back into your original condition less deductible, otherwise it is called "Betterment" and you would be required to pick up the difference. I used to be a claims adjuster, and I have been in law enforcement for over 13 years. I am almost certain it works the same in the UK as it does in the USA.
Sorry to hear it my friend. People who do this kind of damage are weak and stupid. Has happened to me as well on previous vehicles.
ruzo
Sorry to hear it my friend. People who do this kind of damage are weak and stupid. Has happened to me as well on previous vehicles.
ruzo