So back to depreciation. Check this out, I decided to go with a Mustang GT convertible. With my x-plan and other magical bonuses the dealer came up with I'm getting a new '06 that MSRP'd @ $34,380 for $26,200.

The kicker is they are giving me $19,000 for my 18 month old '06 Civic with 17,000 miles on it. That's $600 more than I paid for it new!

When the dealership presented their numbers all I could say was, "Wow... uh... OK?".