I hope it's totaled, that way Farm Bureau can make the last four payments and I won't have to worry about the turn in process. The irony of the whole accident deal was that morning on my way to work I mailed in the last insurance payment and when I got home I had a big envelope in the mail from Chrysler containing all the information I needed for the turn in process. But the sad thing is I just spent over $800 dollars on new tires that I only put about 2,000 miles on.