I would think that even with a clean record a 19 year old driving a 330 HP 2 seater is going to have to reach into his pockets to buy insurance. I'm with FP on the age thing...I pay $1,200/yr to insure three cars with full coverage. But I only found that price after a LOT of shopping around. Just because an insurance company offers a good deal to one age group/geographic location/driving record doesn't mean they'll be good for all. Shop a lot, then shop some more. Then keep shopping.