I work at a chrysler dealership in orlando florida, and have been eyeing a six spd sapphire silver blue for 4 weeks now. And with that lease offer, I can't pass it up. Alot of leases come standard with gap insurance. Even if they do not, it is always a good idea, Especially if you bought it at half price. See when you lease the payoff is determined by your remaining payments plus the residual. So if you have a low payment lease, such as the 299 program, your payoff will always be high even to the end, do to the fact that you are paying so little toward ownership. Anyone who leases should get some time of gap insurance. great color choice btw, can't wait to pick mine up.