That's a really scary idea.

If you totalled the crossfire a week after you took delivery you'd be out of several thousand dollars. Gap insurance covers you for the difference between the amount owed and the value of the car, but it won't cover money out of your pocket.

Rule #1 of leasing, never put too much money down. Especially with this very low money factor (also known as lease interest rate) chrysler is running on the current lease special.