Originally Posted by Dan Root
your insurance Co. will go after the trucking Co,other wise it's hit & run .Covered under comp.not coll.
I'm not trying to start an argument here... just giving my opinion. I've driven big trucks since '92 when I retired from the Air Force and have almost one million miles under my belt. You "may" get the trucking company to pay "if" you're really lucky but I doubt it. Trucks blow tires all the time and are under no obligation to stop after a blowout, however most will pull over once they find a safe place to do so and check their equipment. Even if they hear the blowout, the rearward line of vision in a big truck is very limited, chances are the driver never knew a blown tire caused damage to another vehicle, especialy if it happened at night. IMO hit and run does not apply. Sometimes a tire will come apart and the driver will never know it.
If he can collect without a big hassle, by all means go for it. If not and his deductable wasn't real high go with your own insurance. You never know when something will happen... that's why I carry only a $100.00 deductable on my vehicles.
Just yesterday my XF was hit by an object that fell off a pick-up truck loaded with construction stuff. I didn't even bother chasing him down... my word against his and the time and effort to recoupe my loss wasn't worth it. (Damage to my car is $823.00) Such are the hazards a road warrior faces... the 2-3 week wait for parts is a far worse feeling than the $100.00 I have to shell out and by no means am I a wealty man. :wink: