In that case then I do not believe Allstate owes you anything more than the costs of repairing your car. If there is an intangible value associated with the accident then the driver responsible for the accident should owe you the money. The only way to collect is to take that person to court. You will most likely need a lawyer and in that case you will never fully collect the money due you due to the legal and court fees. In most every way I am on your side; but I am also a rather practical person. I truly wish you luck if you pursue this case further. I doubt you will get any where with Allstate; but again; I wish you the best.

Dennis