Mike:
Everything you said makes sense to me. I guess it was my 'learning curve'. I did use microfiber although I was not impressed with either the applicator or polish rags that came with the kit. The rags seemed to shed fibers which proved to be annoying. I have ordered some cloths from Pakshak that have no edging and are recommended for waxing and polishing. I have also ordered what appear to be good applicators from Adams. I spent about $100 on these all together but i think they will be worth it and improvements over what I used. I now 'understand' the process much better and I don't see any signs of scratching so I think to rip down the finish and start over with AIO is the best choice. I love this forum and all the great advice that I get here from all the wonderful members. Oh and did I mention I LOVE MY CROSSFIRE!!!!