Originally Posted by prowler

OK, I'm sorry, but I gotta step up to question this one. Here's a kid who was in WAY over his head on payments for a car he couldn't afford. He paid too much for the car only to find out prices dropped like a stone shortly after he bought it. He put a crap load of money in the car "improving it". He was making $700 a month car payments on this money pit. Decided to try to sell it to recoupe some of this money only to find out nobody would pay him anywhere near even HALF of what he had in it. So....what to do? .......... Hit the passenger side front of the car at a speed high enough to guarantee a totalled car. Totally destroy the car with no serious injury. (hey, we know these cars are safe) Leave the motor running while the life blood of his engine is gushing onto the ground until the engine burns up, just to make sure it's totalled....... there, no more problem! (gap insurance really helps here....) I know this sounds like a really crappy perspective on this story, but it's the first thing that came into my head after hearing about this. The pictures and his comments nailed it. (passenger side impact, perfect hit, and gap insurance) Insurance companies are charging you and I stupid premiums because of stuff like this. Hasn't anyone who has watched this guy's story unfold over the past couple months wondered what the deal was with this? I'm "total"y disgusted by the whole thing. (he should hope that his insurance company doesn't get their hands on all of his postings on this site)