I knew that going in. I mean... Come on... Does anyone think that if they are driving in a competitive event and you have an accident that your insurrance should pay??? You can get insurrance that will... But be prepared to spend major bucks!!! It's my choice and my money that's taking the risk. To me... For the enjoyment I get.... It's well worth the financial risk.....
Here's some advice my Dad gave me (God rest his beautiful soul)... Don't ever play harder than you can afford to pay! That has served me very well for many years and will for, I hope..... Many more to come.