I know what you mean. When I was 22 I had the BMW Z3 M Coupe and my insurance was ��2085 for a year. That is $3711.00 !!! But I had a good job and could afford it as I didn't have a house back then. Now I'm older the insurance is cheaper, but now I have more outgoings with a mortgage and bills to pay! Enjoy it whilst you can, you only live once.