Originally Posted by patpur
You are correct Mr F and you got the truth most of the time? We are allowed to run LIS and credit prior. The MVA report does cost money. I have a way to get driving records through another service we offer. I don't like wasting people's time same as I don't like them wasting mine. More than enough have selective memory loss when it comes to their driving records. That's why I do it the way I do it. GEICO is famous for sucking people in with "clean" quotes and low liability limits and then they slam you when that ticket you forgot about two and a half years ago shows up. My suggestion is meant to cut through the BS. I've never liked the fact first you get a "quote" and then you get a whole other rate when you actually run things.
As for the original question. If you do owe an outstanding balance on your policy when you terminate it Allstate will put the amount into collection. I'm not sure what happened exactly in your case highpower that's why I suggest you call me so I can look into it. If we screwed up I can help you with that. If it is in fact correct I can explain it to you.
Pat
I work for GEICO as a Corporate Sales Trainer, and that is not our procedure. When you speak with one of our agents over the phone we run both an MVR and CLUE report over the phone after commitment to buy. We wait for commitment to buy, because the reports cost money. This allows us to offer lower premiums to our policy holders because we are not wasting money on people who do not wish to purchase the quote. Some states are not "online" and do not offer an immediate MVR and CLUE report. These states take about 3 days to get the reports back, this is true no matter what insurance company you use.