thaphillips - you are correct. I apologize for singling out your company. The point that I tried to make and did a bad job doing is that a quote is only as good as the information we are given. If you lie or don't remember things like tickets and accidents your quote will not be what you end up paying for your policy. Two - make sure your coverages match up. Too many people think they are getting a "deal" taking lesser coverages.
When I do quote what a company does I am using info from dec pages and customer information and my own situation. I have edited the offending posts, again my apology.
Pat