Tex, take it from an old cop, (Captain) 20 over is too fast and the citation is a lesson, but I would have written it on anyone, blk, white, red, yellow, even green...you are young and we care about you, these citations, fine and all will slow you down, as for the inspection, a warning would have been fine, but I expect in your state it is an infraction, meaning just a fine, no points like the speeding citation will be...my son just got 2 speeding tickets, 1 in Chicago, and 1 here in IN....he has to go to defensive driving school, and the big thing is, he may get his insurance cancelled...you are young, be minefull of your mistakes, because without insurance you will not drive anything let alone what it will cost in premiums...I know it doesn't help listening to this old Dad, but it is the truth...he wasn't being a racist, he was doing his job, keeping you alive....