As much as that sucks, it could have been alot worse. Glad to hear everyone is ok, and that insurance is covering it. As far as stick vs auto, stick is alot more fun. Its not the greatest gear box, but I couldn't imagine driving the auto. As a side note, I'm a little suprised how many people over 6' have crossfires. I'm 6'3 and I fit better in my crossfire than I do in my mom's new CTS (alot better). I'd also like to add that I bought another crossfire after mine was wrecked, because there really isn't anything better for the money!