I admit, I don't know a whole lot about the markets do's and don'ts and would like to hear from the forums more savey on this subject. I am one of those people who let Vanguard do the investing for me through my employer.

Any advice as to switching things around or things to keep a close eye on?

Any help would be appreciated. I have taken a beating like many have already mentioned here on the forum but would like to limit my beatings if possible.

Thanks in advance,
Steve