My KEOGH is making me want to cry. I have mutual funds. A bond fund, value fund, blue chip fund, international fund and small cap fund. All equally down. My tax-free investments have held their value. My mad money account is 90% cash right now. I'm not convinced the plunge is over, but I think its almost over. So I think its time to start buying carefully. Perhaps Berkshire Hathaway would be a good stock. I also am looking into health care stocks.

Les