Yep, insurance covers it but I took a $1,000 deductible since it isn't my daily driver and where I usually have the car has a very low crime rate and not as much traffic as the DC area. Just my luck to have it in the DC area a few weeks and have this happen. The body shop was great to get the gunk off--True2Form and I highly recommend them--efficient, personable, did a fantastic job, and my insurance company was great--USAA--efficient, understanding, and flexible in whatever I asked. Now, I just need to get it to FLA and get it into a shop down there to get the cover ordered and then installed. Thanks all!