When I replaced my Crossfire with my Boxster I too contacted Hagerty and got exotic car rates from them. Took the policy and paid about $890 year (the Stated value is a little higher so I guess thats why the price was more than your quotes. Also I'm closer to NYC being on Long Island so that may contribute to a bit higher rate). Since taking their policy I've heard #'s from Grundy (another very large specialty car insurer) that are about half that of Hagertys. Before I renew in February with Hagertys I'm definitely checking out Grundys. You may want to also.