OK, maybe I used a wrong word (personally) in my statement.

Do you want an example? Osama Bin Laden

And I truly do believe in morals and ethics, but how does that have to be associated with religion. My parents taught me right from wrong.

And which religion is the right religion? Catholics fight Protestants for no other reason, Jews and Muslims, etc etc etc. It has been going on for thousands of years. There is no way to win this one....

The real problem in investing in social programs is that for the most part, they don't really help people to better themselves. They just stick people into a pre-concieved box and leave them there. We have spent countless billions of dollars over the last 40 years, and are we really any better off?