I have a Sebring Convertible with cream interior and it's really not that bad. If you drive it a lot or let it sit in the garage with the top down it will get dirty but I use a good leather cleaner and it cleans and conditions it nicely. I always prefer more interesting color combinations so if I had the choice I'd always go for two-tone. But Indyxfire has a good point. That cedar interior is even hotter than the vanilla and it's better in hiding dirt. Actually I wanted that interior badly but nobody had it available when I got my cf.