I will say this.... if you buy direct from Chrysler it will be more expensive. Your best bet is to shop around by calling dealerships. They can cut you a deal and have it financed through Chrysler at 0% interest. I think they will only divide the payments over the period of a year. You can start with the dealership that sold you the car. Chances are they will give you a better deal than anyone else because they sold you the car. I think I paid 1,400 for mine and it was for 7 years and 85K miles. I got a really good deal... not sure why but I wasn't going to argue. The warranty is worth every penny. One thing breaks on that car and it just paid for itself. That is why the price is so high because the Crossfire is considered a "specialty car". It is special alright!