Re: whiplash compensation???
How old are you?
You could have problems from this for the rest of your life.
Look into pain treatment costs for upper back and neck problems through various insurance companies, online and in person.
My epidural cost $2500.00 and I have to have one every sixty days. I will eventually have to have surgery.
(seven years have passed doing this)
I would shop around for some medical advice concerning long term care.
What you are wanting from them is a cash form of insurance that you can reach into when and if you have an unwanted surprise in the future.
It is a gamble on your part to trade off some wellbeing of your future. They are asking what will you need and you can't tell them, so you are suppose to watch out for yourself.
You are going to negociate that so that their insurance(in the form of this money settlement) will be there for you in times of unexpected pain and suffering which is the very nature of the spine and it's condition after any type injury.
Their insurance shouldn't have to do this , but if it happens enough maybe these big companies will lobby this government to do something about the death and havoc we now have in the USA. This is happening in communities all over and so far it doesn't matter to anyone. If you or I did this to someone , we would be ruined financially.
Remember; when they speak of pain and suffering they are not talking about what you have gone through, they are including what you may go through.
In your shoes , I would have my best two doctors determine what the odds are that I will or will not ever have a problem again, and then I would negotiate a larger settlement or keep the file open for a specified period of time before comng to an amount. They brought it up because they know your neck is a ticking time bomb. If you sign off , it is over.
Good luck,
PP