thanks guys,really helpfull.I plan to get a 4 or 5 year old xf so so I will make a point of making this a pricing issue if its not been done.
Norrie,I don't think there is any mystery over why these cars have the popularity of a concrete life jacket- no badge appeal!
Not sure if its the same in your neck of the woods but south of Watford if a car of this type doesn't cut it in the golf club car park its dead in the water.
Its true to say nothing with a Chrysler badge will cut it in said car park, sad really but snobbery overides engineering integrity every time.
For me ,buying a 4/5 yo car its great but it does mean huge depreciation for the unfortunates buying new or newish.

P