Stan, I am so sorry for your hard times.. i have now been out of work with this back injury for two weeks and i am going to be out for at least another 3... so i cant contribute but I have seen this ...

http://ezinearticles.com/?Advertise-...ney&id=2074804 or

http://www.paidride.com/

you wrap your car in a advertisement.. and they pay you.. i believe its not permenent on the car and doesnt hurt the paint... being that your car is black..it would possibly not look too bad.. at least to get you out of the rut of car payments... who knows you might be able to advertise a cool company like Harley Davidson..

good luck and i am sorry i cant help you... i do hope maybe this link will be at least a small idea...

And i am home now.. what type of work do you do? i maybe can help you search for a position in your field.. im on the computer all day..