I have always been told to finance my home and cars so i could get the tax deduction,, well i did that for a year and found out i senet over $10,000.00 to get 1100 in tax deduction,, so i paid off my car put the 3000 that i would have paid in interest into a CD,, it is still there 15years later it is over 10000 now as for the house,, sold it made money bought another (smaller ) paid in full sold it and , now, i look at it like this ,, If i can't pay cash for it then i can't have it, whatI am saying is no one (goverment or any else) is going to give you anything,, yes they make it sound good but my horn,,exhaust and wife sounds good to me good luck though it is you decision jim