Jimmy if it were me I'd look into GEICO. Right now they have some of the best rates out there. I'm not sure how they are in your area but I would start shopping with them. I have never heard of the company you are with but that doesn't mean they aren't a good company. I'd shop until you can find a rate you are happier with. GEICO, Nationwide, Progressive, State Farm all have some pretty great rates right now. I did not include my company because our auto rates right now are not competitive. Allstate may be in your area I don't know. One of the reasons I moved my Crossfire. Allstate was charging me 1200$ a year with a $1000 deductible on collision, 0$ on Comp, 100/300/100. Grundy has the same liability but 0$ deductible on Comp and Collision for 243$ a year. I'm driving less than 3000 miles a year, I think their limit is 3500 and there are other limitations I qualified for, garage kept etc. Give GEICO a try and if you have questions please ask, we ain't the enemy!
Pat