Originally Posted by Bladecutter

I'm sorry, but I don't see anything wrong at all with their filing a claim with their insurance company under their Comprehensive policy, and claiming damage that is plainly visible, and was no cause of their own.

They pay the extra money to protect their car from damage, so I don't see why they shouldn't be allowed to make a claim, regardless if its a tree branch that fell on the car, some a-hole walked up and pounded in the rear window, or a slight design defect that magically appeared.

The insurance company decided to cover it.
That what we as owners pay them all the money that we do every year for - cover the losses that occur to the car.

What drives our rates up is people who run up medical bills from a minor fender bender, and those who don't carry any insurance at all, that then run from a wreck they caused.

If the insurance company wanted to cover the damaged top, let them.
Unfortunately, the owner of the car isn't going to get the new top any sooner than anyone else on here.

BC.