With some insurance carriers a ticket does not get you higher rates, an at fault accident will. In Maryland only a ticket for DUI, Drag racing on the street or reckless driving which does include some excessive speeding, will get you dropped. We don't underwrite for normal speeding tickets in any of the states I cover. You should check with your agent as rules and laws vary with company and state. Tickets do count in Maryland if you are shopping for a new policy. So a kid leaving his parents policy with tickets will pay dearly for those tickets.