:arrow: We had The Hartford insurance for years (with great rates). Got an "invitation" from AARP to get an insurance quote on line. When I got on line to do it - I noticed it was Hartford - so I figured the rates would be identical. Boy - was I surprised!!! Same Exact Company - Same Exact Coverage - saved us several hundred dollars per year when we changed the policy to go through AARP!!! So - it is always worth looking into other insurance companies each year. When we insured the Crossfire, we were given a quote, which we paid. I then received a check for $22.00 with our policy, saying that the rate was $22.00/year lower than their quote to me. There are some advantages to being over 50!! :lol: :lol: :wink: