Originally Posted by newCrossfire
if it comes down to it im just going to hold out till the cars payed off and take out a personal loan for the kleeman kit.

Which is why I probably will never mod my XF. I don't plan on taking out loans to make my car faster. Not unless there was some sort of sponsorship in it for me.
Besides, one day, the few crossfires left out there that are all original will be worth a good chunk of money. I'm pretty sure of it.