GOING TO SOUTH PADRE ISLAND, ON THE BRIDGE...5 CAR ACCIDENT AND I WAS THE LAST ONE..NO INJURIES TO ANY DRIVER..THE FIRST CAR WAS THE ONE THAT CAUSE THIS MESS BY BRAKING HARD TO FILM SOMETHING...HE WAS HIT AND HE TOOK OFF...HE WAS LATER CAUGHT...BUT I HAVE NO IDEA HOW THIS WILL PLAY ON THE INSURRANCE SIDE...THE CAR IS INSURED BUT IM NOT ON THE POLICY...