After reading the various replies on this thread, had to go look at my coverage on the '07 XFire Limited Coupe. We have coverage via Nationwide Insurance. Full coverage, $500 deductible, towing, rental car when being repaired, multi-car discount, long-term customer, multi-line customer, etc. Turns out this costs us $304 & change every 6 months. Compared to others in this thread, feel somewhat fortunate, but will be watching when next statement comes!