Your car was cursed from the beginning. It was lowered and tampered with which could be why the car got messed up when hitting a curb. I can't imagine a whole car would be totaled for something like that... but whatever. Was it raining or something? Were you driving drunk? I don't know how you could slide that bad to hit a curb and mess up your car.

Here is the great news! You got your money. Now you can go out and get something that wasn't tampered with. This time around take your time and be patient when you are picking out the next car. The right car will come along. Just don't jump for the first problem child you see Now that you have experience with these cars you can be smarter when looking (meaning you will see the signs and know what you are looking at).