Alright haha, Maybe instead of hammering me on the high price it sounds like a paid for this policy compared to others out there you could answer this question. Do you believe that over the period of 36,000 miles that these cars require the $2500 amount of repairs/headache?

What prompted me to purchase the policy was the fact that parts supply are some what limited (increased time spent in the shop) this is where I thought the rental car could come in handy. The limited availability of parts also makes them expensive, and dealership labor rates have never been what you call affordable.
Covered towing and roadside maintenance also sounded like a plus considering that all we have is a can of fix a flat.