Hi Mike, I to am a long time lurker on this board and have found it to have a wealth of information from some pretty smart folks. I have on 06 SSB Roadster that's a garage queen in the winter months(I live in Alaska) and a weekend driver during our gorgeous summer months. My concern with you living in Denver would be the snow fall totals you sometimes get. The XF only has about 5 inches of ground clearance and you might end up pushing the snow on your ride home. Sounds like a great price for the car, not sure if it would work so well as your only vehicle during the winter time.