Well after $4600 in repairing the front end due to a drunk "designated driver" and moving to Hawaii, she has been wrecked again. 12 years of driving and my first "at fault accident". I rear ended a guy going about 55, he was stopped (ON THE EXPRESS WAY). Hood, bumper, headlights, and LT fender are damaged. My car overheated and now I hear a loud knocking...I dont know if my insurance will cover the engine because I drove the car to work b/c there was no overheating noticed until i got back home.

I think with a bad engine it will be "totaled" but if State Farm wont cover the engine, I'm stuck with a knocking $500 a month time bomb. I'm in hawaii so parts are very limited to do a "Lantana" type conversion, even though I would love to and have the cash. I dont know what to do.

I can get a cheap crate engine 350 and bypass EVERYTHING electronic in the car...I think...but i need options. OPINIONS, ENGAGE!