To me its to much !!! Like paying for something that might happen !!! Like all those life ins scams I get in the mail all the time !!! Why pay for something up front that you might never use ???? Its like saying OK Im going to have to pay for a repair so heres the money ahead of time ??? Im jusy going to wait & see maybe no repairs at all !!!!!!!!!!! At least not $1250 worth !!Just flip the coin !!! Right !!!