There's nothing illegal about it, bud. My first car was in my mom's name and so was the insurance. I still had to be insured under her policy. The way the law goes is that any licensed driver in the household has to be insured, and since your underage, you're insured under your parents. And trust me, a '78 Ford won't compare to the insurance rates on this car.

We're not trying to keep you from buying this car for any other reason than we know what kind of money this car requires to be taken care of. The molding around the windshield on a base coupe costs $2300 by itself. Tires will run at least $800 to BUY, another $100 to install, and trust me, you'll go through a set in a year/year and a half. Unless you or your parents are richer than any kid I knew in high school (besides the mafia kids), it's not really an affordable asset at your age.