Proclaiming illegal activities on the net in a public forum is not the best way to hide them. Just take a second and think. You are registered on the beater truck and you get in an accident, the insurance company starts investigating. Turns out you are the primary driver of the car and not the truck, that you lied about, easy to determine simply based on what you usually drive to school, and what the mileage is being racked up on.

My sister is a lawyer for an INS company, and trust me when I say, they will spend $10,000 in lawyers to make sure your $8,000 illegal claim does not get paid.

My 0.02