I bought the coupe in Lexington KY.....I had my money together, but when I arrived....went into the F/I office to close the deal....they had cheaper money....so, I closed the deal with them....now, I know Kim knows this, but it was with the same Nat'l Bank....they cut another percentage point off...so, the deals are out there...I was dealing directly with the bank, but the dealer had better buy rate....so, like I stated before, don't tip your hand until you are in the finance office if you are paying cash, or have a lot of cash to put down...see what they have to offer first....good luck...PG....