[quote=onehundred80]When I was twenty my advice was spend, spend, spend. I never owed much but I never owned much either. I had nothing to show for the money I spent except for a car and some clothes. I did have a good time though.

My formula was buying a very impressive car with outrageously high miles. Find going out of business sales at finer haberdashery shops and sharing a high digit place in Malibu for example with two other guys. It was great for picking up women and making a great impression on clients. The down side was everyone thought I was richer than I was and expected me to spread a little around (show up with some coke or take everyone out or buy big gifts) I'm glad that charade is over.