This forum is why I am the way I am. I understand the importance of paying your bills, however I have always tried to keep my necessary expenses such as rent, utilities, food, to a minimum and save money for fun. I have a retirement vehicle and utilize it.. However my approach is why buy a $90,000 home, when the $50,000 two blocks over is the same home. The other money I will use to have fun. I want to combat becoming the person who lives to work, rather I want to be the person who works to have fun and live my life to the fullest.