Originally Posted by TheCrossfirekid
yeah but doesn't this raise the cost of your premium then?
Most likely your premium won't go up as you were not at fault. However, your rates may not go down as much in following years because of it. If I were you I would probably claim it, unless your insurance was drastically different than mine (AAA).
I park mine in the boonies to avoid being dinged up. People are careless, so you have to take extra care.