I just got my XF last week, and put a full coverage insurance policy on it through the same people I insure my motorcycle with (Progressive). The premium sounds about right, and they are offering me a program called “snapshot” where you connect a device to the car that tracks your driving habits such as how often, start/stop tendencies, speed, etc. They say that I can save up to 30% on my premium if my stats come back as a low risk driver.

I’ve signed up with the program, but am by no means obligated to participate. I’ve not heard of Hagerty’s down here in San Antonio.