Originally Posted by crossfire ninja
I just got my XF last week, and put a full coverage insurance policy on it through the same people I insure my motorcycle with (Progressive). The premium sounds about right, and they are offering me a program called “snapshot” where you connect a device to the car that tracks your driving habits such as how often, start/stop tendencies, speed, etc. They say that I can save up to 30% on my premium if my stats come back as a low risk driver.
I’ve signed up with the program, but am by no means obligated to participate. I’ve not heard of Hagerty’s down here in San Antonio.
I have issues with Progressive's snapshot discount. What they don't tell you is they can raise your rate if they deem you an unsafe driver (which I'm not), but they have their own stipulations for what makes a safe/unsafe driver. I know you only have to keep it on the car for a short period of time, but it all just seems a bit hinky to me.
I'll stick with Geico, which has provided the best coverage and best rate over the years.