Originally Posted by JHM2K
I'm eyeing a white on near Dallas at the moment... hoping all comes through on that one.
My insurance company is handling everything proactively and professionally, no complaints so far but we still haven't reached a verdict on the value of my car.
For me to replace mine, (2005 white coupe, 6MT, <60,000 miles, two-tone interior) I'm looking at an average sale price of $13,800 based on Auto-Trader.com
The number was the same whether I canvassed a 500 mile radius or an unlimited mile radius. Edmunds TMV puts my car at $12,500.
I'm going to push for $13,500 for my car, but won't take a dime less than $13,000.
The pattern I'm noticing is Edmund's TMV is ~$2,000 less than the average sale price of the same vehicle on the car sales websites. For example, the TMV of the roadsters I'm looking at is $14,500... Average online price is $16,800. Same pattern applies to my car as a direct replacement.
Kim is OK, as am I, but she's still got a bruised foot from the sprain and her back is in a great deal of pain. This was documented on the ER visit one hour after the wreck, and the police report indicates the same. I have an annoying "twinge" in my back between my shoulder blades but nothing as painful as what she's experiencing.
Farm Bureau is covering it all and they waived my uninsured deductible, so at the moment I'm out-of-pocket $0. My agent said they would sue him for the damages and suspend his license until he pays.
Kim and I are considering an attorney as well. Basically have to present the facts to him and see if it's worth messing with (I hate the thought of suing someone but it's been advised for me to do so by countless folks). I'm not looking to get a yacht, I just don't want to be paying Chiropractor bills ten years from now for the injuries sustained in this wreck.
Thank you for the kind words, Franc. You'll have to grab dinner with me and Kim when you swing through.
The only claim you really have John is with your own carrier for uninsured motorist. of course you can sue the other driver and obtain judgment, but collecting on that judgment is a different issue altogether. That's why I've beeen making such a fuss about the lack of personal responsibility that we seem to have found acceptable today. It's just not right. BTW, there were a few members who were really warm and caring individuals who expressed deep concern for the hardhips sustained by others, and yet, odd, I see no trace of them here to express their concern for one of their own who lost a dear friend and sustained injury. How odd. how very, very odd. what pray tell might have happened to them. i'm concerned.